From a gap in the market to a regional standard.
In 2014, two entrepreneurs in Curaçao saw a gap: while the rest of the world was embracing digital payments, Caribbean businesses were stuck with outdated systems, international fees, and limited options.
They set out to change that. CX Pay launched in 2016 as the first locally-focused payment gateway for the Dutch Caribbean. What started as a solution for a few dozen merchants has grown into a comprehensive payments platform serving businesses across 31 countries and territories.
Today we process payments in 15+ currencies, integrate with 70+ platforms, and partner with major banks throughout the Caribbean, Latin America, the Americas, and beyond.
The structure never changes: the regulated local bank is always the acquirer and the party holding merchant funds, while CX Pay provides the payment layer on top. Merchants integrate once and accept payments across attended and unattended devices, from online checkout and payment links to terminals and self-service kiosks.
But our mission remains the same: make payments effortless for every merchant, big or small.
