CX Pay is the technology partner behind 21 banking institutions across the Caribbean. White-label gateway, terminals pre-certified for your acquiring stack, dispute and fraud tools your merchants will not get from anyone else in the region. You own the merchant relationship. We do the technology. Your institution is always the acquirer and the party holding merchant funds, and CX Pay contracts separately with the merchant for the gateway layer.
Most Caribbean banks do not have the engineering capacity to build modern acquiring tech from scratch. We did. Bring it to your merchants under your brand or ours.
PAX, Ingenico, ID Tech terminals pre-certified to your acquiring host. We handle the certification project so you can deploy in days, not months.
Hosted checkout, embedded components, full API, all available under your brand. Your domain, your logo, your color palette, your support contact.
The same dispute prevention and AI fraud scoring we offer direct merchants. Now under your acquiring brand for the merchants under your portfolio.
Bring a modern gateway to your merchants, under your brand.
Resell CX Pay under your brand, or operate as a CX Pay-powered ISO. Same technology underneath, different commercial structure.
You own the merchant relationship under your brand. CX Pay is invisible in the customer-facing layer. Your sales team sells, your support team supports, we operate the platform and the banking integrations underneath. Margin sharing agreed per portfolio.
You introduce merchants who fit a profile CX Pay serves directly (regional cross-border, complex multi-country, vacation rental, marketplaces). CX Pay onboards them, settles to your accounts where applicable, pays referral commissions per agreed schedule.
Tell us where you acquire, what your merchant book looks like, and what you are trying to solve. We will model a partnership in 30 minutes.