Everything the CX Pay gateway does, in one place: tokenization, fraud, 3-D Secure, recurring billing, routing, hosted checkout, and the integrations to connect it all. One integration, attended and unattended, from online checkout and payment links to terminals and self-service kiosks.
Mix and match what your business needs, all available through the dashboard and the API.
| Virtual Terminal | Process phone, mail and back-office orders from any browser, with user roles and permissions. |
| Hosted Payment Page | A secure hosted checkout you redirect customers to, keeping card data off your servers. |
| Quick Click | One-click checkout for returning customers using stored, tokenized cards. |
| Swipe | Card-present payments through supported readers and a lightweight point-of-sale app. |
| iProcess | Turns a phone or tablet into a mobile terminal for payments on the go. |
| Mobile API & SDKs | Embed card payments directly inside your iOS and Android apps. |
| Third-Party Cart Support | Pre-built plugins for major shopping carts, with no extra programming. |
| Digital Wallets | Accept Apple Pay and Google Pay alongside cards, on the hosted checkout and inside your apps. |
| Embedded Payment Fields | PCI-friendly card fields you place inside your own checkout design; card data flows straight to the gateway, never through your servers. |
| 3-D Secure 2 | Risk-based cardholder authentication that shifts fraud liability to the issuer, with exemptions to keep checkout friction low. |
| iSpyFraud | Rule-based screening that flags and holds suspicious transactions before capture. |
| Merchant Defender | Removes clear-text card data from your environment with encrypted-device tools. |
| Three Step Redirect API | Keeps sensitive payment data off your servers to shrink your PCI scope. |
| Certify PCI | A guided, do-it-yourself PCI-DSS self-assessment to stay compliant. |
| Decision Manager | Machine-learning fraud screening with device fingerprinting and custom rules, scoring every order in milliseconds against billions of transactions. |
| Customer Vault | Tokenize and store cards securely so customers pay again without re-entering details. |
| Network Tokenization | Replaces stored card numbers with card-network tokens that update themselves, lifting approval rates on repeat and subscription payments. |
| Account Updater | Auto-refreshes expired or reissued cards to prevent failed recurring payments. |
| Recurring Billing | Subscriptions, installments and custom schedules with automatic retries. |
| Electronic Invoicing | Branded pay-by-link invoices with line-by-line detail, sent by email. |
| Advanced Transaction Routing | Route each transaction to the best acquirer or MID by card type, currency or region. |
| Batch Processing | Process large volumes of transactions from a single file. |
| Gateway Emulator | Drop-in compatibility with other gateways' formats for an easy migration. |
| QuickBooks SynchPay | Reconcile settled transactions, fees and refunds straight into QuickBooks. |
| Reporting & Reconciliation | Transaction, settlement and fee reporting in the dashboard or over the API, ready for your finance team. |
| Multi-Currency Processing | Price and process in the currencies your customers use, with settlement through your local bank. |
One integration, the full gateway. Get set up in minutes.
Start in the sandbox with test keys and demo cards, or talk to our team about the routing and settlement setup for your market.