Home/Solutions/Mobile / SoftPOS
Mobile · SoftPOS · Tap to Pay

Turn any phone into a card terminal.

No hardware to buy. No dongle to lose. Tap to Pay on Android lets your team accept Visa, Mastercard, Amex, Discover, Apple Pay, Google Pay, and contactless cards using the device they already carry. Live in minutes, settle in your local bank.

Live on Android 11+ No extra hardware PCI-CPoC certified
$48.50
Tap a card to pay
NFC active
Ready to charge
Customer tapping their phone against a merchant's phone to pay, no terminal
No terminal. The customer taps their card or phone straight onto yours.
One app, any compatible phone

Tap to Pay on Android.

Same checkout flow, same compliance, same settlement as a countertop terminal, on the phone already in your hand.

Live

Tap to Pay on Android

Generally available across the Caribbean and Latin America. Works on any NFC-enabled Android device running Android 11 or later.

  • Visa, Mastercard, Amex, Discover, Diners contactless
  • Apple Pay, Google Pay, Samsung Pay tap
  • PIN entry on screen for chip+PIN transactions
  • Receipt by email, SMS, or print to Bluetooth printer
  • Refunds, voids, tips, and reporting in the app
Planned

Tap to Pay on iPhone

Apple enables Tap to Pay on iPhone country by country, and it is not yet available in our markets. iPhone support is planned as Apple expands regional availability. In the meantime, every feature on this page runs on Android.

Why SoftPOS

For the businesses where a terminal does not fit.

Delivery drivers, mobile field service, pop-ups, tipped staff, fairs and markets, events, in-person freelancers. The phone is always there. Now it accepts cards.

Zero hardware cost

No terminal to buy or lease. Use the phone you already have. Activate today, accept tomorrow.

Live in 10 minutes

Install the CX Pay app, scan the QR from your merchant dashboard, take a test payment, you are in production.

PCI-CPoC certified

Contactless Payments on COTS certified. Card data never touches the phone storage, processed in a secure session.

Same settlement

Funds land in the same local bank account as your other CX Pay charges. T+1 or T+2 by region, USD or local.

Works offline

Queue charges offline and submit when connectivity returns. Cap configurable per merchant.

Refunds & tips

Full and partial refunds. Pre and post-tap tipping. Custom buttons, custom percentages, configurable per business.

Daily reporting

End-of-day summary per device, per user, per tip pool. Export to CSV, push to your accounting tool.

Multi-user roles

Owner, manager, server, driver. Each user signs in, runs their own session, sees their own activity.

Multi-language

English, Spanish, Dutch, French, Portuguese, Papiamentu. Customer-facing screen and receipt localized.

Test it on your phone today.

If you already have a CX Pay account, Tap to Pay can be active inside 10 minutes. New to CX Pay? Sign up and request SoftPOS access at onboarding.