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Online Payments

Flexible online payments, from first sale to full scale.

Boost conversion with optimised checkouts offering 70+ ways to pay. Drive revenue with recurring billing, invoicing, and payment links. Settle locally in JMD, DOP, USD, ANG, AWG, and the rest of the region's currencies. Pre-certified with 21 banks across 31 territories.

No monthly fees. No hidden costs. No lock-in.

PCI-DSS Level 1 3D Secure 2.2 99.99% uptime T+1 local settlement
Checkout · Villa Azul Caribe
$284.50
3 nights, twin room$240.00
Cleaning fee$24.50
Tax (8%)$20.00
Total in USD$284.50
Pay securely
Visa · Mastercard · Apple Pay · Google Pay
CXPay Villa Azul · Sales
+ Create payment
SalesAllRefundsChargebacks
Visa ••••4242$284.50PaidToday, 14:21
Apple Pay$180.00PaidToday, 13:08
PIX$1,220.00PaidToday, 11:42
Mastercard ••••1108$800.00PendingToday, 09:14
iDEAL$150.00PaidYesterday
Woman paying by card on a tablet at a cafe counter
From a hosted checkout to a full API, in every currency your market spends.
Three ways to integrate

From zero code to full control.

The same payment engine, three integration paths. Start with hosted checkout and migrate to embedded components or full API on your timeline. No replatform, no rewrites.

No-code

Hosted Checkout

SAQ-A · Live in a day

A hosted payment page on pay.cxpaygo.com. We handle PCI scope, 3DS, and the entire pay flow. Redirect a checkout session, or just send a payment link.

  • One redirect, no PCI scope
  • Payment links, no website needed
  • Apple Pay, Google Pay, Click to Pay
  • 3DS 2.2 built in
  • Webhooks for confirmation
Best for SMB & non-developersSetup guide →
Full control

Direct API

REST + webhooks · Live in 2-4 weeks

Payment intents, captures, refunds, and customers, driven from your backend with signed API keys and a full audit trail. Cards stay tokenized, so your PCI scope stays light.

  • Payment intents: create, capture, refund
  • Customers, saved methods, setup intents
  • Recurring and off-session via mandates
  • Webhook endpoints managed by API
  • Signing helpers for Node, Python and PHP
Best for platforms & PSPsAPI reference →

Accept payments online with your local bank as the acquirer.

What is included

Everything an online business needs, out of the box.

Not a checkout button stitched onto a generic processor. A purpose-built payments platform for businesses operating across the Caribbean and Latin America.

Multi-currency settlement

Settle in JMD, DOP, USD, ANG, AWG, BBD, BSD, BZD, TTD, KYD, XCD, and more. Local currency in, local currency out.

Fast settlements

T+1 or T+2 to your local bank account, no offshore stop-overs. Direct routes to your acquirer.

3DS 2.2 included

Frictionless authentication on every transaction. Higher approval rates, lower fraud, regulatory compliance.

Recurring & subscriptions

Card on file with setup intents and mandates. Charge returning customers off-session, without re-entering details.

Refunds & partial captures

Full and partial refunds, captures, voids, reversals. All through the dashboard or the API.

Reporting & reconciliation

Daily settlement files, MID-level reporting, accounting exports for QuickBooks, Xero, NetSuite, SAP.

Localization

Checkout localized into English, Spanish, Dutch, French, Portuguese. Currency display, decimal, and date formats follow locale.

Dispute management

Pre-dispute alerts, automatic chargeback prevention, full evidence assembly through the dashboard.

Plug-in friendly

Pre-built plugins for WooCommerce, Magento, Shopify, BigCommerce, OpenCart, PrestaShop, and major PMS platforms.

Payment methods

Accept every method that matters in your market.

From the big four card networks to wallets and local rails. One integration, hundreds of payment combinations across the regions we serve.

Visa logo Visa Mastercard logo Mastercard Amex logo Amex Discover logo Discover Diners Club UnionPay logo UnionPay JCB JCB Elo logo Elo Apple Pay logo Apple Pay Google Pay logo Google Pay SAMSUNGPay Samsung Pay Click to Pay logo Click to Pay PIX logo PIX nubank Nubank iDEAL logo iDEAL Bancontact logo Bancontact SEPA logo SEPA Alipay logo Alipay WeChat Pay logo WeChat Pay OXXO logo OXXO 7-Eleven logo 7-Eleven

A representative selection. See the full list by region on Local Payment Methods.