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Pricing

Transparent rates. No surprises.

Pay-as-you-grow for SMB and mid-market. Custom contracts for enterprise. Hardware at CIF Miami pricing with volume discounts. Because acquirer interchange differs by country, we price every account individually. Share your volume below and we will quote within one business day.

Acquiring rates

Choose how you transact.

Standard MDR pricing for the typical SMB. Negotiated interchange-plus for high-volume merchants. Custom enterprise for the very largest accounts.

Standard

For SMBs and most growing businesses.

From acquirer
Final MDR set by your partner bank or acquirer
  • All major card networks
  • Apple Pay, Google Pay, wallets
  • Hosted checkout, embedded components
  • 3DS 2.2 included
  • Dispute & fraud tools included
  • T+1 settlement to local bank
  • Email and WhatsApp support
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Enterprise

For platforms, marketplaces, and merchants over USD 1M monthly.

Custom
Volume-based · Multi-region · White-label
  • Everything in Scale
  • Multi-MID / multi-acquirer routing
  • Marketplace splits and Connect API
  • Dedicated SREs & 24/7 escalation
  • Co-located infrastructure if needed
  • Annual contract with custom SLA
  • Negotiated processing fees
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In-person transactions

Standalone or POS-integrated.

Terminals can run in two modes. Pricing differs slightly between them because the processing path is different.

Mode 1 · Standalone

Tap, dip, or swipe on the terminal

Run the terminal as a fully standalone device. Customer pays at the terminal. Receipt prints or emails. Funds settle to your local bank.

Local debit cardSet by acquirer
Local credit cardSet by acquirer
International cardSet by acquirer
Contactless / walletSame as card type
Mode 2 · POS2POS

Integrated with your POS system

Terminal acts as an extension of your POS. POS sends amount, terminal completes payment, POS receives status. Slight integration premium for the POS-side connection.

Local debit cardSet by acquirer
Local credit cardSet by acquirer
International cardSet by acquirer
POS integration supportOne-time setup
Terminal hardware

CIF Miami pricing. Volume discounts. 10% commission.

Hardware quoted in USD at CIF Miami, with regional shipping calculated separately. Volume-based pricing for orders over 100 units. CX Pay earns 10% commission on hardware sales, all transparent in your quote.

How terminal pricing works

You see the wholesale unit price, the shipping cost to your country, the 10% CX Pay commission, and the total landed cost. No hidden margins.

Volume discounts10-24 units: 5% off · 25-99 units: 8% off · 100+ units: 12% off plus custom terms.
Lead time6-9 business days for stocked SKUs in PAX A920Pro and Lane 3000. 2-4 weeks for special orders.
Warranty12 months manufacturer plus 12 months CX Pay extended for in-network replacement.

See specific models and prices on the In-Person Payments page.

Pricing FAQ

What you might be wondering.

Are there setup or monthly fees?

CX Pay platform pricing is per-transaction or volume-based, set with you at onboarding. The card-acquiring fees themselves are set by the partner bank or acquirer in your country, not by CX Pay.

What about chargeback fees?

Chargeback fees are set by the acquiring bank or card network. CX Pay does not add a separate charge on top, and refunds the platform portion if you win the dispute.

How do refunds work?

You can refund any captured transaction within 180 days. We do not refund the per-transaction fee, but the interchange portion is refunded by the card networks back to you.

Do you charge for failed transactions?

No. We only charge on successful captures.

What about international cards?

International (cross-border) cards typically carry a higher rate because interchange is higher. The exact rate is set by your partner bank or acquirer.

Is dispute management really included?

Yes. Pre-dispute resolution, evidence assembly, and submission are all included on every tier. You only pay if you lose a chargeback.

Request a quote

Tell us about your business.

Rates vary by country because acquirer interchange varies. Share a few details about your volume and we will come back with pricing tailored to your market, usually within one business day.

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Thanks, your request is in.
A CX Pay specialist will review your volume and reply with tailored pricing for your country, usually within one business day. Prefer to talk now? Reach us at contact us or WhatsApp +5999 666-3301.